We have to do something about our finances,'" remembers the Long Island, New York-based father of three. "We didn't have a good handle on money and overspent for a number of years."We make too much money not to be able to afford a vacation." At the time, Brandow was working as an IT manager bringing home about 0,000 a year, and his wife was taking care of their then 8-year-old and 11-year-old twins. We lived paycheck to paycheck, using credit to cover ourselves.It even tells you your monthly payments and interest rate, as well as which debts are in collections.A good resource is consumer financial technology platform Even Financial, which can help match you with the right personal loan to meet your needs.Digging out of the debt hole can feel frustrating, intimidating and ultimately impossible.Fortunately, it doesn’t have to be any of those things if you learn how to take control.It can help you borrow up to ,000 (with no collateral needed) and compare interest rates from several lenders.
I was spending a lot of money on entertainment, going out and even treating friends.
I realized I had to cut back on spending, but I also needed to get a higher paying job.
I knew I was doing more than my share of the work and not getting paid accordingly and was feeling resentful: I received praise and recognition, but not an increase or a promotion.
In June 2010, Brian Brandow was planning a summer trip for his family when he noticed something alarming: All five of his credit cards were maxed out, and he had no available cash.
"I went to my wife and said, 'We can't afford a vacation.