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If you've never experienced it, self-inflicted financial devastation and the sky-high stress levels that come with it can be every bit as hazardous to your family, your health and your happiness as any other form of "substance" abuse.
Should you have any questions about your specific financial situation, E-LOAN strongly recommends that you consult with your own financial advisor.
For loan calculators, the annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate.
Unlike most credit card debt calculators, this credit card consolidation calculator will also allow you to indicate whether or not you are making the declining minimum monthly payment on a given card, which can make a huge difference in calculating the consolidation savings.
If instead of consolidating your credit cards, you would rather pay them off using the rollover (snowball) method, please visit the Rapid Debt Reduction Calculator.